The most important question a home buyer asks is “How much can I afford?” A buyer needs to know the maximum purchase price of homes that they should be looking at. Smart Miami buyers know that there are closing costs involved in the purchase of a house, above and beyond the purchase price. Your team of professionals, including a lender, possibly an attorney and a real estate broker should be able to ensure that the only surprises at closing are pleasant ones.

Following are normal closing costs that might be included with your property purchase. These costs can be state specific, and even county specific, so be sure to talk with your lender about which of these costs apply to you.

Lender Fees - Some fees will vary from lender to lender, so in addition to shopping for the best rate for a loan, you should also pay attention these additional costs. The fees that might be assessed by your lender or other outside parties can include:

Underwriting fee Administrative fee Points (cost…